Karnataka stamp duty calculator (ಮುದ್ರಾಂಕ ಶುಲ್ಕ)

How the amount is built up

1. Take the higher of the agreed price and the Kaveri guidance value for the property.
2. Apply the slab rate to it — 2 %, 3 % or 5 % depending on which band the value falls in.
3. Add the surcharge, calculated on the duty: 2 % of it inside a city corporation, CMC or TMC; 3 % of it in a gram panchayat area.
4. Add the cess, 10 % of the duty, everywhere in the state.
5. Add the registration fee, 1 % of the value from step 1.
6. Pay the total on Kaveri Online Services at pre-registration; the receipt is what the sub-registrar checks on the day.

Worked example: ₹60 lakh site in a city

Common questions

What is the stamp duty on a sale deed in Karnataka?

Under the Karnataka Stamp Act the duty on a sale is 5 % of the value for properties above ₹45 lakh, 3 % between ₹21 lakh and ₹45 lakh, and 2 % up to ₹20 lakh. A surcharge of 2 % (urban) or 3 % (gram panchayat) and a cess of 10 % are then charged on the duty itself, and the registration fee is a separate 1 % of the value.

Is stamp duty charged on the sale price or the guidance value?

On whichever is higher. If you buy below the guidance value published on Kaveri, duty is still charged on the guidance value. Check it first with the guidance value lookup.

What is the effective rate including surcharge and cess?

For a property above ₹45 lakh: 5 % duty + 0.10 % surcharge (2 % of 5 %) + 0.50 % cess (10 % of 5 %) = 5.60 % in a city or town, 5.65 % in a gram panchayat area, plus 1 % registration — about 6.6 % all in.

Is there a lower stamp duty for women buyers in Karnataka?

Karnataka does not have a general concession for female buyers on sale deeds the way some other states do. The slab rates apply regardless of the buyer.

Where do I pay stamp duty and registration fee?

On the Kaveri Online Services portal during pre-registration data entry, by e-stamping or online payment. The receipt is presented at the sub-registrar office on the day of registration.

Do gift deeds and partition deeds pay the same duty?

No. Gifts to family members, partition deeds, release deeds and mortgages each have their own, much lower, fixed or percentage rates. This calculator is for sale deeds only.